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INDIVIDUAL SAVINGS ACCOUNTS - ISAs

Investments

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The Financial Conduct Authority does not regulate National Savings or some forms of mortgage, tax planning, taxation and trust advice, offshore investments or school fees planning

The value of investments and any income from them may go down as well as up. You may not get back all of your original investment. You should not make any assumptions about the potential income, growth or returns based on anything included within this website.

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Registered Address: 1st Floor, 351-353 Newmarket Road, Cambridge, CB5 8JG     The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK

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Tax efficient savings and investments.

An ISA is an individual savings account that has special tax advantages. The ISA itself is simply a wrapper within which you can hold shares, funds (unit trusts and OEICs) and cash investments.

 

ISAs are designed to be a flexible way of earning a tax-efficient return on your investments. Because they have special tax privileges there is a limit to the amount to invest annually in cash, shares, and/or funds. You can, however, invest your annual allowance with one or several providers.

ISAs are free from Capital Gains tax, so if you have built up a number of years of ISA investments it can be a major benefit.

 

No Income tax is payable on ISAs.

 

Contact us today and one of our qualified partners will arrange an overview of your current position and advise you if ISA investment would be a suitable option to consider.